Need an appraisal in Seattle or King County?
The top 7 reasons WA homeowners call on Crest Appraisal Services:
Do you own a house in or near Seattle? Do you need help determining the value of your real estate?
At Crest Appraisal Services, we understand the particular needs of a consumer looking for appraisal services. Our typical business clients understand the appraisal process and the usual "products" we deliver to them. As our non-traditionalclient, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Crest Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value assessment than yours.
Appraisals to cancel PMI
A popular way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are veterans in helping clients just like you rid themselves of undesirable PMI insurance.
Challenging property tax assessments
If you live in an area that is going down or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Crest Appraisal Services is your best weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
If your house is in a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Crest Appraisal Services can help you reinstate your home equity line of credit with efficient appraisal.
Need Field and Desktop Appraisal Review Services?
Have you just been given a copy of your appraisal and you'd wish to have a seasoned expert double-check it for preciseness or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Crest Appraisal Services can help you with that. Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.