Attention homeowners in Seattle and King County: Need an appraisal?
The top seven reasons why WA homeowners use Crest Appraisal Services:
Own a house in or near Seattle, WA and need help determining the value of it?
At Crest Appraisal Services, we understand the individual needs of a customer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Crest Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.
Appraisals to cancel PMI
A popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Crest Appraisal Services, we're experienced in helping homeowners just like you dismiss unwanted PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if you live in an area that's declining or is not appreciating as much as other homes close by. This only means you're paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Crest Appraisal Services is your #1 weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your house is in a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Crest Appraisal Services can help you reinstate your home equity line of credit with efficient appraisal.
We Offer Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for verity or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Crest Appraisal Services offers field reviews where we go out and check the subject and comps in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Crest Appraisal Services can We can assist you. Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.