Real estate appraisal services for homeowners in the city of Seattle and King County
Check out the top seven reasons WA homeowners use Crest Appraisal Services:
Own a home in or near Seattle, WA and need help determining the value of it?
At Crest Appraisal Services, we understand the individual needs of a customer looking for appraisal services. Our typical business clients are used to the appraisal process and the usual reporting formats. Being a regular person not in the real estate business that most likely doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Crest Appraisal Services, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value judgement than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We're veterans in helping homeowners just like you abolish unneeded PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your home overvalued if you live in a region that's declining. That means you're paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Crest Appraisal Services is your chief weapon when challenging your property tax assessment.
HELOC recently frozen?
Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow standpoint. Crest Appraisal Services can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Do you need a seasoned appraiser to double-check your appraisal for precision, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Crest Appraisal Services offers field reviews where we go out and check the subject and comparables. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.