Real estate appraisal services for homeowners in the city of Seattle and King County
Here are the top 7 reasons WA homeowners use Crest Appraisal Services:
Do you own a house in or near Seattle? Do you need help determining the price of your real estate?
We at Crest Appraisal Services understand the particular needs of a homeowner seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a homeowner that most likely doesn't look at appraisals on a regular basis,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. Crest Appraisal Services is veterans in helping folks just like you remove unnecessary PMI insurance.
Challenge King county's assessment of your property
Lets say your home is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting an appraisal from Crest Appraisal Services is your best weapon when contesting your property tax assessment.
HELOC recently frozen?
Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from Crest Appraisal Services can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for efficiency? An appraiser from Crest Appraisal Services can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Crest Appraisal Services can help you with that. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.