Attention homeowners in Seattle and King County: Need an appraisal?
The top seven reasons why WA homeowners call on Crest Appraisal Services:
Need help deciding the price of your home in or near Seattle, WA?
We at Crest Appraisal Services understand the particular needs of a homeowner after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. Being a regular person not in the real estate industry that ordinarily doesn't look at appraisals every day,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Crest Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value judgement than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Crest Appraisal Services, we're veterans in helping folks just like you get rid of undesirable PMI insurance.
Challenge Tax Assessment
If you live in a local area that is going down or not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. Getting an expert appraisal from Crest Appraisal Services is your perfect weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. Crest Appraisal Services can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just received a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for efficiency or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.