![]() Need an appraisal for an FHA-backed mortgage? Call Crest Appraisal ServicesRest assured that Crest Appraisal Services is an FHA-certified appraisal service in WA. If you have an FHA-secured mortgage, be sure to hire Crest Appraisal Services, as we are approved and certified to produce FHA reports. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Crest Appraisal Services is well-trained on how to follow the rules and regulations provided. If you need an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away. If your financial transaction is FHA certified, that means that the loan has been guaranteed by the Federal Housing Administration, which is part of the United States Department of Housing and Urban Development (HUD). The lending organization takes care of all the money in the loan; the FHA simply backs the loan with mortgage insurance in case the borrower does not pay off his or her loan. Applicable to all purchasers, FHA loan programs are created to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. Buyers with lesser income or less starting funds to use as a down-payment on a loan are helped the most from FHA loan programs. |