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Crest Appraisal Services is your FHA certified appraisal company

The FHA maintains of approved appraisers for each state - Crest Appraisal Services is on the roster of approved appraisers for WA. We are certified and approved to do reports for FHA insured loans. Part of the regular training our staff at Crest Appraisal Services undergoes deals precisely with comprehending the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

If your home loan is FHA certified, that means that the loan has been guaranteed by the FHA, which is part of the United States Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers, rather, it provides lending organizations with protection by offering mortgage insurance in case the borrower defaults on his or her financial obligations. The FHA and their loan programs are built to help low-to-moderate income homebuyers help meet credit expectations if they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are incredibly helpful to those homebuyers with less accumulated funding.