Attention homeowners in Seattle and King County: Need an appraisal?
Here are the top 7 reasons why WA homeowners hire Crest Appraisal Services:
Do you own a house in or near Seattle? Do you need help deciding the price of your real estate?
At Crest Appraisal Services, we understand the unique needs of a consumer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Crest Appraisal Services, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value assessment than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. We're experienced in helping homeowners just like you do away with unnecessary PMI insurance.
Challenge King county's assessment of your property
Your local tax assessor may have your house overvalued if your home not appreciating as much as other properties nearby. That means you are probably paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Crest Appraisal Services is your perfect weapon when contesting your property tax assessment.
HELOC recently frozen?
Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Crest Appraisal Services can provide you with efficient appraisal that will help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just gotten a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for preciseness or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Crest Appraisal Services can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.